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  <url>
    <loc>https://www.housinginvestment.ca/logos-gallery</loc>
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    <lastmod>2023-03-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543004393760-W1CMGDY2BSTU5YTMZYWD/hpc-final.png</image:loc>
      <image:title>Logos Gallery - Housing Partnership Canada (HPC)</image:title>
      <image:caption>HPC is a peer-based network and business cooperative for CEOs from Canada’s major affordable housing organizations. Its members represent organizations whose stock represents more than half of Canada’s social housing assets. HPC is a member of the International Housing Partnership (IHP), which brings together housing CEOs from the United Kingdom, the United States, Australia and Canada. For more information, visit www.housingpartnership.ca</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543004393760-W1CMGDY2BSTU5YTMZYWD/hpc-final.png</image:loc>
      <image:title>Logos Gallery - Housing Partnership Canada (HPC)</image:title>
      <image:caption>HPC is a peer-based network and business cooperative for CEOs from Canada’s major affordable housing organizations. Its members represent organizations whose stock represents more than half of Canada’s social housing assets. HPC is a member of the International Housing Partnership (IHP), which brings together housing CEOs from the United Kingdom, the United States, Australia and Canada. For more information, visit www.housingpartnership.ca</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543006385145-X1MEDNRU5DJS0T7YH0V6/HSC_Logotype_Blue_CS4.png</image:loc>
      <image:title>Logos Gallery - Housing Services Corporation (HSC)</image:title>
      <image:caption>HSC helps protect Ontario’s $40 billion housing asset with services that help improve building efficiency and reduce utility costs; protect them from liability and support effective risk management; and maximize capital dollars via effective asset and data management. For more information, visit www.hscorp.ca</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543006268108-U8F0NP6N6XC1BQF50MGB/BC_Housing_Logo_FA_RGB_2018.png</image:loc>
      <image:title>Logos Gallery - BC Housing</image:title>
      <image:caption>BC Housing develops, manages and administers a wide range of subsidized housing options across the province of British Columbia. It partners with public and private housing providers, other levels of government and community agencies to create the best system of housing and supports for those in greatest need. For more information, visit www.bchousing.org</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543004336950-8441CSUQWC811C7PJ87W/hpc-final.png</image:loc>
      <image:title>Logos Gallery</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1543006532433-DRVT2S0QV1584ZQUZQRQ/MB-Housing-Logo_Eng-4col.png</image:loc>
      <image:title>Logos Gallery - Manitoba Housing</image:title>
      <image:caption>Manitoba Housing provides a wide range of subsidized housing throughout the province of Manitoba. It partners with other governments, community organizations and private groups to create safe and affordable housing. For more information, visit www.gov.mb.ca/housing</image:caption>
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  <url>
    <loc>https://www.housinginvestment.ca/homepage-gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-10-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1612368762074-RIF0NYJL5LGZYM76KVU5/image-asset.jpeg</image:loc>
      <image:title>Homepage Gallery - Social Bonds</image:title>
      <image:caption>Social Bonds Combine strong returns with positive social impact. Learn More.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1612368762074-RIF0NYJL5LGZYM76KVU5/image-asset.jpeg</image:loc>
      <image:title>Homepage Gallery - Social Bonds</image:title>
      <image:caption>Social Bonds Combine strong returns with positive social impact. Learn More.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1549999696631-754ME7SKXETIF54MVADJ/HIC-Title-Image.png</image:loc>
      <image:title>Homepage Gallery</image:title>
      <image:caption>Long-Term Lending for Affordable Housing Providers Are you ready to finance your development project? Learn more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550000589483-BQRRN9KUPDE1OBM3MLCE/image-asset.jpeg</image:loc>
      <image:title>Homepage Gallery</image:title>
      <image:caption>Are you eligible for a loan? Use our evaluation criteria to assess if your project might be a fit. Learn more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1560528846983-YCAK52XSZN4EBNQ0WK9K/PARKDALE.jpg</image:loc>
      <image:title>Homepage Gallery</image:title>
      <image:caption>HIC COMPLETES FIRST ROUND FUNDING Projects in Edmonton and Vancouver Secure $33M in financing Read more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1621011152647-HAB7XHE5KSHDZOEU9JNI/Londonderry+-+Summer-edit.jpg</image:loc>
      <image:title>Homepage Gallery - New Construction Lending Program</image:title>
      <image:caption>New Construction Lending Program HIC Completes Second Round Social Bond Financing. Learn More.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1557338789754-HGPCSGNYFNAWS0ZE0UNF/News+photo.jpg</image:loc>
      <image:title>News</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2022/2/18/hi-c-issuer-trust-a-issuer-credit-and-senior-unsecured-ratings-affirmed</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2021/5/14/chra-blog-qampa-with-hic-general-manager-amp-director-howie-wong</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-14</lastmod>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2021/3/16/press-release-inaugural-social-bond-financing-for-new-construction-lending-program</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1615950890961-SYQ6OOF68MGF2393L48S/Londonderry+-+Summer-edit.jpg</image:loc>
      <image:title>News - Press Release: HIC Completes Social Bond Financing for New Construction Lending Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1615951310415-6J8BVD4G9CKW30YTGWR0/Londonderry+-+Winter-edit.jpg</image:loc>
      <image:title>News - Press Release: HIC Completes Social Bond Financing for New Construction Lending Program</image:title>
      <image:caption>Images provided by GEC Architecture</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2021/1/14/canada-backed-social-housing-lender-starts-bond-funding-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-14</lastmod>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2019/8/27/news-articles-cmhc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-14</lastmod>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2019/5/8/the-globe-and-mail-wanted-innovative-ideas-to-address-canadas-affordable-housing-challenge</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1557333846951-WWH5NP67LXSMVKI1RS2Z/CLT+95East1stAve_.jpg</image:loc>
      <image:title>News - The Globe and Mail</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/2019/2/22/hpc-housing-investment-corporation-completes-inaugural-offering</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-14</lastmod>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/news/category/News</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/governance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/eacf5741-1c1a-46f1-a709-032907af84bb/Ryan+Pettipiere.jpg</image:loc>
      <image:title>Governance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1565722332697-HWDUZB3NY1DHM4CQCCT7/Terry+headshot+website.png</image:loc>
      <image:title>Governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1623271135181-O44G3RU6SBZRPAF2TVBK/howie.jpg</image:loc>
      <image:title>Governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1623271238951-F0XVSF8KZXJIOWC8QWXY/Stephane.jpg</image:loc>
      <image:title>Governance - Stéphane Giguère</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1549997741604-IYM4HLD48J9IIVOIUFV9/image-asset.jpeg</image:loc>
      <image:title>Governance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/home-2</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2024-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550003564007-OVAR14TFFSQHDNB4U0T7/hic-logo.png</image:loc>
      <image:title>Home - Learn About HIC</image:title>
      <image:caption>Find out about why we were created and the problem we’re trying to solve.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550003717634-UZUR6XIJSATQPM9FDOGE/tumblr_mn8b8sLRb61rkz363o1_1280.jpg</image:loc>
      <image:title>Home - Take the first step</image:title>
      <image:caption>Review our evaluation criteria to see if your project is eligible.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1612368762074-RIF0NYJL5LGZYM76KVU5/image-asset.jpeg</image:loc>
      <image:title>Home - Social Bonds</image:title>
      <image:caption>Social Bonds Combine strong returns with positive social impact. Learn More.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1549999696631-754ME7SKXETIF54MVADJ/HIC-Title-Image.png</image:loc>
      <image:title>Home</image:title>
      <image:caption>Long-Term Lending for Affordable Housing Providers Are you ready to finance your development project? Learn more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550000589483-BQRRN9KUPDE1OBM3MLCE/image-asset.jpeg</image:loc>
      <image:title>Home</image:title>
      <image:caption>Are you eligible for a loan? Use our evaluation criteria to assess if your project might be a fit. Learn more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1621011152647-HAB7XHE5KSHDZOEU9JNI/Londonderry+-+Summer-edit.jpg</image:loc>
      <image:title>Home - New Construction Lending Program</image:title>
      <image:caption>New Construction Lending Program HIC Completes Second Round Social Bond Financing. Learn More.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1549989926605-8PDQZG1TPVDRD8WKOU5X/HIC-Title-Image.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/demo-home</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1535394848185-CGDDU4QCIRSO4U1270H3/image-asset.jpeg</image:loc>
      <image:title>Demo Home - About</image:title>
      <image:caption>Find out about our organization, mission, our methods, and the results of our decades of advocacy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1535394867157-MTQAOAQPKWQ68DDY1HTW/tumblr_mn8b8sLRb61rkz363o1_1280.jpg</image:loc>
      <image:title>Demo Home - Take Action</image:title>
      <image:caption>Ready to take the next step? You can become a contributor to our cause, or participate yourself.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1391287286405-92Z4A4R3T2ZSZAKNVS9V/image-asset.jpeg</image:loc>
      <image:title>Demo Home - Transient</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/what-we-do-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-01-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390513380961-PTHFXE5U2S1FJSLPXUSD/tumblr_mh1iruZWLf1rkz363o1_1280.jpg</image:loc>
      <image:title>What We Do</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/projects</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390513762052-20QA8XOF4PAJV9MQ8VIT/tumblr_mlsetsKySj1rkz363o4_1280.jpg</image:loc>
      <image:title>Projects</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390513704892-X6RLQ8I6CZ7RH14SLT95/tumblr_mjco89cUVY1rkz363o1_1280.jpg</image:loc>
      <image:title>Projects</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390513827835-7X0ZFXSD0X2H8JVTM0G7/tumblr_mqvsd7ij1c1rkz363o1_1280.jpg</image:loc>
      <image:title>Projects</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390597386640-3KVLE657DTIG7GJ4AQE2/tumblr_mjdttrQLOJ1rkz363o7_1280.jpg</image:loc>
      <image:title>Projects</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/offer</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1560528846983-YCAK52XSZN4EBNQ0WK9K/PARKDALE.jpg</image:loc>
      <image:title>What We Offer - HI-C’s unique solution was instrumental in helping Civida and the Province of Alberta finalize agreements to secure the financing we needed to expand our portfolio. We are proud to be part of HI-C’s first round, and excited by the opportunities it offers housing providers across Canada — direct access to the capital markets and low-cost, long-term financing to build and regenerate affordable housing stock.</image:title>
      <image:caption>— Greg Dewling, Former CEO, Civida (formerly Capital Region Housing)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550090495390-A611K0MYGWZMCU14Q2RD/Screen+Shot+2019-02-13+at+3.40.34+PM.png</image:loc>
      <image:title>What We Offer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1621008842947-QLT0KW4JZFL5EXDQ7BDE/Londonderry+consturction.jpg</image:loc>
      <image:title>What We Offer - We are invested in the success of our tenants and combined with $51.1 million in Government of Alberta funding, this innovative investment strategy partnership with the Housing Investment Corporation will help Edmontonians get better access to safe and affordable housing.</image:title>
      <image:caption>— Greg Dewling, Former CEO, Civida (formerly Capital Region Housing)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1557333846951-WWH5NP67LXSMVKI1RS2Z/CLT+95East1stAve_.jpg</image:loc>
      <image:title>What We Offer - HI-C provided vital take-out financing for Vancouver’s newest co-op. The innovative financing tools HI-C has made available will help the Community Land Trust, and our sector, better meet the pressing need for affordable housing in communities across Canada.</image:title>
      <image:caption>Tiffany Duzita, Director, Community Land Trust Foundation</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550089069310-YLKDG2QV95TTZVS9DKCH/image-asset.jpeg</image:loc>
      <image:title>What We Offer</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/partners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550009354915-1H0WGFOH5IS27XNMQXHG/image-asset.jpeg</image:loc>
      <image:title>Partners</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/background</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550012239814-AJ53AOHB0YOT600PT1LZ/All%2BPartner%2BLogos.jpeg</image:loc>
      <image:title>Background</image:title>
      <image:caption>Additional funding partners: CMHC, Province of Ontario, The City of Toronto and a number of Ontario Service Managers</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1554406951017-QM1B0TGSOGEQPU6UAJKZ/CMHC-Logo-transparency.jpg</image:loc>
      <image:title>Background</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550011924213-C1XWZQK9HYNNPUKCV2HW/image-asset.jpeg</image:loc>
      <image:title>Background</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housinginvestment.ca/get-started</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ae09b9cee17598796bf0561/1550087409475-9B8UXG82W2X91POW9R1C/image-asset.jpeg</image:loc>
      <image:title>Get Started</image:title>
    </image:image>
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